Calling all globetrotters! If you’re a non-US citizen with a passion for exploring the world, you know the importance of a reliable travel credit or debit card. I’ve got your back with this guide to the “5 Best Travel Credit and Debit Cards for Non-US Citizens.” Whether you’re seeking the best rewards, low foreign transaction fees, or travel insurance perks, these cards are designed to make your international adventures smoother and more rewarding. Don’t leave home without knowing which card is your perfect travel companion, so you can focus on creating unforgettable travel memories….and collecting all the travel points so you can cheaper, longer.
Let’s dive into the world of travel finance and find the ideal card for your global escapades.
This digital banking app offers multi-currency accounts, low foreign exchange fees, and budgeting tools. It’s known for its competitive rates and convenient app features.
Revolut is available to residents of various countries, including most European countries, Australia, Canada, Singapore, and many more. It has expanded its services to cover a wide range of nationalities.
Here is my Revolut Review Video:
With a multi-currency account and debit card, Wise allows you to hold and spend money in different currencies at real exchange rates. It’s a reliable option for cost-effective international transactions. I use Wise to pay my rent and even to run my business abroad!
As a popular European online bank, N26 offers free ATM withdrawals worldwide, zero foreign transaction fees, and a user-friendly mobile app. It’s an excellent choice for seamless global banking.
N26 primarily caters to residents of European Economic Area (EEA) countries, including Germany, France, Spain, Italy, and others. However, it has expanded its services to non-EEA countries like the United States, Switzerland, and more.
They have the best atm exchange rates and don’t charge any foreign atm charges. They can also send you a replacement if you lose or break your card to anywhere in the world that has an address!
Starling Bank is available to residents of the United Kingdom (UK) who are at least 16 years old.
What: This premium credit card provides extensive travel benefits, including lounge access, travel insurance coverage, and a generous rewards program. HSBC’s global presence makes it accessible to non-Americans.
HSBC’s Premier World Elite Mastercard is available to customers in multiple countries, including the United Kingdom, Canada, Australia, and several other locations where HSBC operates.
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I'm a bestselling author, hotel reviewer and pickleball player. I teach women how to travel the world solo without going broke or getting kidnapped.
In 2011, I left Seattle with just $200 in my pocket to travel the world solo. Today, I'm the founder and creator of The Solo Girl’s Travel Guide, the #1 travel guide book series for women - and the author of The One-Way Ticket Plan.